{"id":4053,"date":"2018-06-17T09:12:03","date_gmt":"2018-06-17T09:12:03","guid":{"rendered":"https:\/\/www.fintechnews.org\/_\/?p=4053"},"modified":"2019-08-12T23:09:12","modified_gmt":"2019-08-12T23:09:12","slug":"report-says-india-is-about-to-overtake-chinas-fintech","status":"publish","type":"post","link":"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/","title":{"rendered":"Report says India is about to overtake China&#8217;s fintech"},"content":{"rendered":"<p>By Frank Hersey<\/p>\n<p>At more than twice the global average, China is currently the world leader in fintech service adoption, but current second-place<a href=\"https:\/\/www.fintechnews.org\/_\/future-fintech-india-2050\/\" target=\"_blank\" rel=\"noopener\"> India<\/a> is expected to surpass its neighbor according to a report by EY (formerly Ernst &amp; Young), a global accounting and consulting firm. This is not something for Chinese fintech firms to be concerned about\u2014because they\u2019re\u00a0<a href=\"http:\/\/technode.com\/2017\/04\/19\/op-ed-apus-china-tech-in-india\/\">already heavily invested in their counterparts across the Himalayas<\/a>.<\/p>\n<div id=\"attachment_54746\" class=\"wp-caption aligncenter\">\n<p><a title=\"The 20 markets surveyed for fintech adoption worldwide (Image credit: EY)\" href=\"http:\/\/cdn.technode.com\/wp-content\/uploads\/2017\/09\/EY-Fintech-report-diagram-China-69.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-54746\" src=\"http:\/\/cdn.technode.com\/wp-content\/uploads\/2017\/09\/EY-Fintech-report-diagram-China-69.jpg\" alt=\"The 20 markets surveyed for fintech adoption worldwide (Image credit: EY)\" width=\"509\" height=\"538\" \/><\/a><\/p>\n<p class=\"wp-caption-text\"><em>The 20 markets surveyed for fintech adoption worldwide (Image credit: EY)<\/em><\/p>\n<\/div>\n<p>The\u00a0<a href=\"http:\/\/www.ey.com\/Publication\/vwLUAssets\/ey-fintech-adoption-index-2017\/$FILE\/ey-fintech-adoption-index-2017.pdf\">EY FinTech Adoption Index 2017<\/a>\u00a0covers five categories of fintech: money transfer and payments, borrowing, savings and investment, financial planning, and insurance. The categories are rather broad in the 2017 report. For example, insurance now covers comparison sites for picking premiums. Providers can be start-ups through to maturing firms.<\/p>\n<div id=\"attachment_54744\" class=\"wp-caption aligncenter\">\n<p><a title=\"The changing demand for fintech services worldwide (Image credit: EY)\" href=\"http:\/\/cdn.technode.com\/wp-content\/uploads\/2017\/09\/EY-fintech-category-rankings.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-54744\" src=\"http:\/\/cdn.technode.com\/wp-content\/uploads\/2017\/09\/EY-fintech-category-rankings.jpg\" alt=\"The changing demand for fintech services worldwide (Image credit: EY)\" width=\"1245\" height=\"564\" \/><\/a><\/p>\n<p class=\"wp-caption-text\"><em>The changing demand for fintech services worldwide (Image credit: EY)<\/em><\/p>\n<\/div>\n<p>China excels in most categories and has a total adoption rate of 69%, far ahead of India at 52%. Adoption is based on the Rogers\u2019 innovation adoption curve which spans five categories from \u201cbrave pioneers\u201d to \u201cearly adopters\u201d through to \u201claggards\u201d. The survey\u2014based on 22,000 interviews across 20 markets\u2014found that 33% of those surveyed have moved from \u201cearly adopters\u201d into the \u201cearly majority.\u201d The whole world has made progress, but only China and India have moved into the fourth category, \u201clate majority.\u201d<\/p>\n<div id=\"attachment_54745\" class=\"wp-caption aligncenter\">\n<p><a title=\"Adoption rate by adopter category\u2014only China and India have reached \u2018late majority\u2019 (Image credit: EY)\" href=\"http:\/\/cdn.technode.com\/wp-content\/uploads\/2017\/09\/EY-Fintech-global-adoption.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-54745\" src=\"http:\/\/cdn.technode.com\/wp-content\/uploads\/2017\/09\/EY-Fintech-global-adoption.jpg\" alt=\"Adoption rate by adopter category\u2014only China and India have reached 'late majority' (Image credit: EY)\" width=\"1244\" height=\"720\" \/><\/a><\/p>\n<p class=\"wp-caption-text\"><em>Adoption rate by adopter category\u2014only China and India have reached \u2018late majority\u2019 (Image credit: EY)<\/em><\/p>\n<\/div>\n<p>The report also looks to the future and has found that while fintech adoption will continue to develop in China, penetration will continue further in India. The projection sees China climb to a 77% adoption rate and 80% in India. The global fintech adoption rate is forecast to reach 52%. Asking people about their expected future usage, the report states, is somewhat unpredictable, but it is a measure of the positive sentiment towards the technology.<\/p>\n<div id=\"attachment_54747\" class=\"wp-caption aligncenter\">\n<p><a title=\"The past, present, and future\u2014how the fintech is expected to progress worldwide (Image credit: EY)\" href=\"http:\/\/cdn.technode.com\/wp-content\/uploads\/2017\/09\/EY-Fintech-future-1.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-54747\" src=\"http:\/\/cdn.technode.com\/wp-content\/uploads\/2017\/09\/EY-Fintech-future-1.jpg\" alt=\"Past, present and future\u2014how the fintech is expected to progress worldwide (Image credit: EY)\" width=\"1255\" height=\"660\" \/><\/a><\/p>\n<p class=\"wp-caption-text\"><em>The past, present, and future\u2014how the fintech is expected to progress worldwide (Image credit: EY)<\/em><\/p>\n<\/div>\n<p>Chinese firms with a fintech element have been making serious inroads into the Indian fintech sector.\u00a0<a href=\"http:\/\/www.scmp.com\/week-asia\/business\/article\/2049322\/how-modis-currency-ban-helping-chinese-fintech-investors-india\">Alibaba has the largest share in One97, the parent company of Paytm<\/a>, India\u2019s largest mobile payments and e-commerce platform. The two are currently running additional projects such as pushing into banking and in talks to\u00a0<a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2017-07-25\/alibaba-paytm-are-said-in-talks-to-invest-in-india-s-bigbasket\">buy a 20% stake in Bigbasket<\/a>, India\u2019s leading online grocery store.\u00a0<a href=\"https:\/\/techcrunch.com\/2017\/06\/15\/mobikwik-raising-100-150-million-at-1-billion-valuation\/\">All eyes are on Tencent, thought to be investing in India\u2019s number two e-wallet MobiKwik<\/a>\u00a0and which recently took part in a\u00a0<a href=\"https:\/\/techcrunch.com\/2017\/04\/10\/flipkart-1-4-billion\/\">$1.4bn investment round in Flipkart<\/a>, India\u2019s largest e-commerce platform.<\/p>\n<div id=\"attachment_54749\" class=\"wp-caption aligncenter\">\n<p><a title=\"Category rankings for fintech (Image credit: EY)\" href=\"http:\/\/cdn.technode.com\/wp-content\/uploads\/2017\/09\/EY-fintech-report-category-top-5.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-54749\" src=\"http:\/\/cdn.technode.com\/wp-content\/uploads\/2017\/09\/EY-fintech-report-category-top-5.jpg\" alt=\"Category rankings for fintech (Image credit: EY)\" width=\"1246\" height=\"632\" \/><\/a><\/p>\n<p class=\"wp-caption-text\"><em>Category rankings for fintech (Image credit: EY)<\/em><\/p>\n<\/div>\n<p>China currently tops four out of the five categories, only dropping down the rankings for insurance services. Money transfer and payments are an obvious forte for Chinese fintech (83% adoption), as are savings and investments (58%) and borrowing (46%), but also leads the countries surveyed for financial planning services (22%), which are online budgeting and planning tools.<\/p>\n<p>Eric Jing, CEO of Ant Financial was quoted by the report as saying:<\/p>\n<blockquote>\n<h5>We believe in the power of tech and, by using it well, we can bring the world equal opportunities\u2014for those underserved or unserved by traditional financial services. By working closely with our financial and strategic partners around the world, we aim to bring equal access in financial services to more than two billion people in 10 years.<\/h5>\n<\/blockquote>\n<div id=\"attachment_54751\" class=\"wp-caption aligncenter\">\n<p><a title=\"Changing perceptions of fintech (Image credit: EY)\" href=\"http:\/\/cdn.technode.com\/wp-content\/uploads\/2017\/09\/EY-fintech-barriers1.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-54751\" src=\"http:\/\/cdn.technode.com\/wp-content\/uploads\/2017\/09\/EY-fintech-barriers1.jpg\" alt=\"Changing perceptions of fintech (Image credit: EY)\" width=\"1245\" height=\"594\" \/><\/a><\/p>\n<p class=\"wp-caption-text\"><em>Changing perceptions of fintech (Image credit: EY)<\/em><\/p>\n<\/div>\n<p>The findings bring to light regional and global variations. The emerging economies of Brazil, China, India, Mexico, and South Africa are digitally active and have an average adoption rate of 46%, considerably higher than the global average of 33%. \u201cThis is because fintech firms excel at tapping into the tech-literate, but financially underserved population, of which there are particularly high ratios in emerging countries,\u201d states the report. China also stands out for having strict restrictions on investment which means\u00a0that the tech allows users to make better use of the options available.<\/p>\n<div id=\"attachment_54742\" class=\"wp-caption aligncenter\">\n<p><a title=\"Speed of adoption\u2014as perceptions and knowledge of fintech has changed worldwide, adoption rates have leapt (Image credit: EY)\" href=\"http:\/\/cdn.technode.com\/wp-content\/uploads\/2017\/09\/EY-fintech-adoption-change-.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-54742\" src=\"http:\/\/cdn.technode.com\/wp-content\/uploads\/2017\/09\/EY-fintech-adoption-change-.jpg\" alt=\"Speed of adoption\u2014as perceptions and knowledge of fintech has changed worldwide, adoption rates have leapt (Image credit: EY)\" width=\"768\" height=\"656\" \/><\/a><\/p>\n<p class=\"wp-caption-text\"><em>Speed of adoption\u2014as perceptions and knowledge of fintech has changed worldwide, adoption rates have leapt (Image credit: EY)<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Frank Hersey At more than twice the global average, China is currently the world leader in fintech service adoption, but current second-place India is expected to surpass its neighbor according to a report by EY (formerly Ernst &amp; Young), a global accounting and consulting firm. This is not something for Chinese fintech firms to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4056,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[29,2],"tags":[],"class_list":["post-4053","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-successstories","category-fintech"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.1 (Yoast SEO v26.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Report says India is about to overtake China&#039;s fintech - Fintech News<\/title>\n<meta name=\"description\" content=\"China is currently the world leader in fintech service adoption, but current second-place India is expected to surpass its neighbor.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Report says India is about to overtake China&#039;s fintech\" \/>\n<meta property=\"og:description\" content=\"China is currently the world leader in fintech service adoption, but current second-place India is expected to surpass its neighbor.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/\" \/>\n<meta property=\"og:site_name\" content=\"Fintech News\" \/>\n<meta property=\"article:published_time\" content=\"2018-06-17T09:12:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-08-12T23:09:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fintechnews.org\/_\/wp-content\/uploads\/2017\/10\/shared100-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"960\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"H.\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"H.\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/\",\"url\":\"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/\",\"name\":\"Report says India is about to overtake China's fintech - Fintech News\",\"isPartOf\":{\"@id\":\"https:\/\/www.fintechnews.org\/_\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.fintechnews.org\/_\/wp-content\/uploads\/2017\/10\/shared100-1.jpg\",\"datePublished\":\"2018-06-17T09:12:03+00:00\",\"dateModified\":\"2019-08-12T23:09:12+00:00\",\"author\":{\"@id\":\"https:\/\/www.fintechnews.org\/_\/#\/schema\/person\/c6663fcff351ca956be9664158d6f84a\"},\"description\":\"China is currently the world leader in fintech service adoption, but current second-place India is expected to surpass its neighbor.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/#primaryimage\",\"url\":\"https:\/\/www.fintechnews.org\/_\/wp-content\/uploads\/2017\/10\/shared100-1.jpg\",\"contentUrl\":\"https:\/\/www.fintechnews.org\/_\/wp-content\/uploads\/2017\/10\/shared100-1.jpg\",\"width\":960,\"height\":720,\"caption\":\"China India\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.fintechnews.org\/_\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Report says India is about to overtake China&#8217;s fintech\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.fintechnews.org\/_\/#website\",\"url\":\"https:\/\/www.fintechnews.org\/_\/\",\"name\":\"Fintech News\",\"description\":\"And Techs news of your sector\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.fintechnews.org\/_\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.fintechnews.org\/_\/#\/schema\/person\/c6663fcff351ca956be9664158d6f84a\",\"name\":\"H.\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.fintechnews.org\/_\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/78a0fd49f2630c44798959f34dca1bedea53364d3a40d917bd4e94cccb486f8f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/78a0fd49f2630c44798959f34dca1bedea53364d3a40d917bd4e94cccb486f8f?s=96&d=mm&r=g\",\"caption\":\"H.\"},\"url\":\"https:\/\/www.fintechnews.org\/_\/author\/job\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Report says India is about to overtake China's fintech - Fintech News","description":"China is currently the world leader in fintech service adoption, but current second-place India is expected to surpass its neighbor.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/","og_locale":"en_US","og_type":"article","og_title":"Report says India is about to overtake China's fintech","og_description":"China is currently the world leader in fintech service adoption, but current second-place India is expected to surpass its neighbor.","og_url":"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/","og_site_name":"Fintech News","article_published_time":"2018-06-17T09:12:03+00:00","article_modified_time":"2019-08-12T23:09:12+00:00","og_image":[{"width":960,"height":720,"url":"https:\/\/www.fintechnews.org\/_\/wp-content\/uploads\/2017\/10\/shared100-1.jpg","type":"image\/jpeg"}],"author":"H.","twitter_card":"summary_large_image","twitter_misc":{"Written by":"H.","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/","url":"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/","name":"Report says India is about to overtake China's fintech - Fintech News","isPartOf":{"@id":"https:\/\/www.fintechnews.org\/_\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/#primaryimage"},"image":{"@id":"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fintechnews.org\/_\/wp-content\/uploads\/2017\/10\/shared100-1.jpg","datePublished":"2018-06-17T09:12:03+00:00","dateModified":"2019-08-12T23:09:12+00:00","author":{"@id":"https:\/\/www.fintechnews.org\/_\/#\/schema\/person\/c6663fcff351ca956be9664158d6f84a"},"description":"China is currently the world leader in fintech service adoption, but current second-place India is expected to surpass its neighbor.","breadcrumb":{"@id":"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/#primaryimage","url":"https:\/\/www.fintechnews.org\/_\/wp-content\/uploads\/2017\/10\/shared100-1.jpg","contentUrl":"https:\/\/www.fintechnews.org\/_\/wp-content\/uploads\/2017\/10\/shared100-1.jpg","width":960,"height":720,"caption":"China India"},{"@type":"BreadcrumbList","@id":"https:\/\/www.fintechnews.org\/_\/report-says-india-is-about-to-overtake-chinas-fintech\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.fintechnews.org\/_\/"},{"@type":"ListItem","position":2,"name":"Report says India is about to overtake China&#8217;s fintech"}]},{"@type":"WebSite","@id":"https:\/\/www.fintechnews.org\/_\/#website","url":"https:\/\/www.fintechnews.org\/_\/","name":"Fintech News","description":"And Techs news of your sector","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fintechnews.org\/_\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.fintechnews.org\/_\/#\/schema\/person\/c6663fcff351ca956be9664158d6f84a","name":"H.","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.fintechnews.org\/_\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/78a0fd49f2630c44798959f34dca1bedea53364d3a40d917bd4e94cccb486f8f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/78a0fd49f2630c44798959f34dca1bedea53364d3a40d917bd4e94cccb486f8f?s=96&d=mm&r=g","caption":"H."},"url":"https:\/\/www.fintechnews.org\/_\/author\/job\/"}]}},"author_meta":{"display_name":"H.","author_link":"https:\/\/www.fintechnews.org\/_\/author\/job\/"},"featured_img":"https:\/\/www.fintechnews.org\/_\/wp-content\/uploads\/2017\/10\/shared100-1-300x225.jpg","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.fintechnews.org\/_\/sectors\/successstories\/\" class=\"advgb-post-tax-term\">Success stories<\/a>","<a href=\"https:\/\/www.fintechnews.org\/_\/fintech\/\" class=\"advgb-post-tax-term\">Fintech<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Success stories<\/span>","<span class=\"advgb-post-tax-term\">Fintech<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 8 years ago","modified":"Updated 7 years ago"},"absolute_dates":{"created":"Posted on June 17, 2018","modified":"Updated on August 12, 2019"},"absolute_dates_time":{"created":"Posted on June 17, 2018 09:12","modified":"Updated on August 12, 2019 23:09"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.fintechnews.org\/_\/wp-json\/wp\/v2\/posts\/4053","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fintechnews.org\/_\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fintechnews.org\/_\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fintechnews.org\/_\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fintechnews.org\/_\/wp-json\/wp\/v2\/comments?post=4053"}],"version-history":[{"count":0,"href":"https:\/\/www.fintechnews.org\/_\/wp-json\/wp\/v2\/posts\/4053\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fintechnews.org\/_\/wp-json\/wp\/v2\/media\/4056"}],"wp:attachment":[{"href":"https:\/\/www.fintechnews.org\/_\/wp-json\/wp\/v2\/media?parent=4053"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fintechnews.org\/_\/wp-json\/wp\/v2\/categories?post=4053"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fintechnews.org\/_\/wp-json\/wp\/v2\/tags?post=4053"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}