-According to data from the Federal Reserve, only 70% of Hispanics and 60% of African Americans have a checking account and banking services, compared to 81% of the general average in American households and almost 90% of whites.
-The small Latino and African-American companies have preferred to go to intermediate digital entities or ‘fintech’ rather than to traditional banks to access public recovery programs against covid-19 (According to a study from New York University and the National Bureau of Economic Research)
-Financial inclusion is crucial to reducing inequality and creating opportunity.
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